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Home » Washington’s Firearm Insurance Bill Fails to Advance, but Could Return in 2026

Washington’s Firearm Insurance Bill Fails to Advance, but Could Return in 2026

Adam Green By Adam Green February 26, 2025 2 Min Read
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Washington’s Firearm Insurance Bill Fails to Advance, but Could Return in 2026

A controversial gun control measure in Washington state, House Bill 1504, failed to make it out of committee before a crucial legislative deadline, effectively halting its progress for the 2025 session. However, proponents of the bill may attempt to reintroduce it in 2026.

HB 1504 aimed to impose a financial responsibility requirement on gun owners, mandating that individuals purchase liability insurance, obtain a bond, or make a financial deposit before being allowed to buy or possess a firearm. Additionally, firearm ranges would have been required to carry a minimum of $1,000,000 in liability coverage.

The bill sparked significant debate, with supporters arguing it would enhance public safety by ensuring financial accountability in the event of accidental firearm-related injuries or damage. Opponents, including gun rights advocates, criticized it as an unconstitutional barrier to lawful gun ownership, disproportionately affecting low-income individuals and creating a de facto gun registry through mandatory insurance policies tied to specific firearms.

While HB 1504 has stalled, gun owners and Second Amendment advocates should remain vigilant, as similar legislation could resurface in the future. Washington lawmakers have been pushing for increasingly restrictive gun laws, including HB 1163, a bill seeking to implement firearm purchase permits. That proposal, which remains active, mirrors past failed attempts but could gain traction in upcoming legislative sessions.

For now, Washington’s firearm owners have secured a temporary reprieve from HB 1504’s financial hurdles, but continued engagement in the legislative process will be crucial in the years ahead.

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